Housing Credit Guarantee Scheme up to 110% for 1st Home Buyer
The Housing Credit Guarantee Scheme (HCGS) is a financial assistance program that provides guarantees to lenders in order to encourage...
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Eric Liew
- Sep 29
Understanding the Expenses Involved When Purchasing a Home in Sarawak in 2023
Hunting for a dream home is an experience that a first-time home buyer is not likely to forget. However, you might overlook certain...
Eric Liew
- Sep 6
Bank Negara to hold OPR at 3.0% through end-2024
Bank Negara Malaysia (BNM) will hold its key policy rate at 3.00% on Thursday, adopting the same no-change stance as most of its Asian...
Eric Liew
- Aug 8
Renewal of Land Leases in Sarawak
Application for renewal of land leases An application for a renewal of land leases may be made anytime before the expiry of leases....
Eric Liew
- Nov 8, 2022
BNM increased OPR to 2.75%
Bank Negara Malaysia (BNM) has increased the Overnight Policy Rate (OPR) by 25 basis points from 2.50% to 2.75% on 3 November 2022. Let’s...
Eric Liew
- Aug 1, 2022
Aug 2022 Standardised Base Rate (SBR) VS Replacing Base Rate (BR)
According to Bank Negara Malaysia (BNM), a new Standardised Base Rate (SBR) will replace the Base Rate (BR) for new retail floating-rate...
Eric Liew
- Jul 27, 2022
MRTA vs MLTA
Mortgage Assurance is a type of insurance that will cover your outstanding property loan a.k.a. mortgage if you are unable to do so in...
Eric Liew
- Jul 27, 2022
Real Property Gains Tax (RPGT)
Real Property Gains Tax (RPGT) is a form of Capital Gains Tax that homeowners and businesses have to pay when disposing of their property...
Eric Liew
- Jul 27, 2022
Housing Deposit Assistance Scheme (HDAS)
The Housing Deposit Assistance Scheme (HDAS) is offered to the B40 and M40 groups in Sarawak to help them own their own homes. Through...
Eric Liew
- Jul 27, 2022
Debt Service Ratio (DSR)
To increase the possibility of getting your loan approved, it is important to understand the major obstacle to it - Debt Service Ratio....
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