News | Property and Real Estate Agent in Kuching

Malaysia's government to provide financing guarantees up to RM5bil for home purchases

The Housing Credit Guarantee Scheme (HCGS) is a financial assistance program that provides guarantees to lenders in order to encourage...

Understanding the Expenses Involved When Purchasing a Home in Sarawak in 2023

Hunting for a dream home is an experience that a first-time home buyer is not likely to forget. However, you might overlook certain...

Bank Negara keeps Overnight Policy Rate (OPR) at 2.75%

Bank Negara Malaysia has unexpectedly decided to maintain its Overnight Policy Rate (OPR) at 2.75 per cent. The central bank said the...

BNM increased OPR to 2.75%

Bank Negara Malaysia (BNM) has increased the Overnight Policy Rate (OPR) by 25 basis points from 2.50% to 2.75% on 3 November 2022. Let’s...

Renewal of Land Leases in Sarawak

Application for renewal of land leases An application for a renewal of land leases may be made anytime before the expiry of leases....

Aug 2022 Standardised Base Rate (SBR) VS Replacing Base Rate (BR)

According to Bank Negara Malaysia (BNM), a new Standardised Base Rate (SBR) will replace the Base Rate (BR) for new retail floating-rate...

MRTA vs MLTA

Mortgage Assurance is a type of insurance that will cover your outstanding property loan a.k.a. mortgage if you are unable to do so in...

Real Property Gains Tax (RPGT)

Real Property Gains Tax (RPGT) is a form of Capital Gains Tax that homeowners and businesses have to pay when disposing of their property...

Housing Deposit Assistance Scheme (HDAS)

The Housing Deposit Assistance Scheme (HDAS) is offered to the B40 and M40 groups in Sarawak to help them own their own homes. Through...

Debt Service Ratio (DSR)

To increase the possibility of getting your loan approved, it is important to understand the major obstacle to it - Debt Service Ratio....